Hindrances of Insurance Markets in Singapore (2017 Update)

Hindrances of Insurance Markets in Singapore

Insurance companies thrive well in a favorable climate where the government comes to play and equally regulates all the players in the industry. However, according to a PricewaterhouseCoopers report of 2015 on a study of insurance companies in Singapore, they found out that the major challenges in the market included over regulation, cyber crime, change management and natural catastrophes

Over regulation

Most insurance managers noted with a lot of concern that Singapore was very strict when it came to issues relating to rules. There were so much unacceptable things than those allowed, and that was a very significant business threat to the economy. The study was conducted, and over 806 people were involved, and their widespread concern was that the country had more and onerous regulations compared to other neighboring countries and some even threatened to go to those countries. The exit by most insurance companies from Singapore’s markets means that the populace will not have any insurance and there will be a lack of investments leading to a decline in the economy growth.

Cybercrime

Insurance companies were quick to admit that technology is growing at a very fast rate, especially in Singapore. However, some individuals were using computer technology to access personal information which is for malicious purposes. In some cases, these people would even hack the online accounts and get all the information regarding finances of a particular company and go to the extent of diverting the money in some dubious means. This was a huge threat which caused the insurance sector in Singapore to be ailing.

 

Change management

The biggest problem of individuals is the fact that they are reluctant to change. There are various changes in a business environment which are ultimately meant to increase the profitability of the firm. For instance, when a new management team is brought to an insurance firm people will tend to disobey them because they are new to the region. This stalls growth and therefore, the employees cannot work a team to actualize the goals of the company thus being major hindrance insurance businesses in Singapore face.

 

Natural catastrophes

Due to urbanization, there may be a lot of climate change. Climate change causes a lot of emissions to the air. For example, smoke. This may discourage people in this case, clients from coming to your business premises. This is because of the fear that they may be affected by the smoke being emitted by companies in the area. This has been a major challenge facing insurance companies in Singapore. Therefore, posing a significant threat to the growth of insurance enterprises in the region


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44 thoughts on “Hindrances of Insurance Markets in Singapore (2017 Update)

  1. Eric Hellberg^I’ve Lifeguarded for coming up on 3 years and have always loved having a visor. I recently moved to California&#44 and even more recently got a job Lifeguarding. When I was searching around Amazon for a new visor&#44 I decided on this one. I chose this model because it simply says ‘Lifeguard&#44’ rather than a few other models that had crosses next to the embroidery (+Lifeguard+). I just received mine in the mail today&#44 and upon opening the package I was sad to see my visor has crosses on it.I know&#44 it’s not the end of the world. I’ll probably get used to both of these minor details&#44 but I’m pretty disappointed to have received a product different from the one I ordered. After trying it on for the first time&#44 it seems to fit a little larger than I would like. I haven’t even been in the water yet and I’m already a little salty about my purchase.~4|cliveyboy^Perfect all round – thank you~5|Amazon Customer^Fits nicely. Great for work and am planning to use it for the next 4 years on the job~5|Amazon Customer^My daughters love them!~5|cathy figliomeni^This is exactly what I was wishing it to be!~5|wrenejr^Perfect for what I needed~5|Brian B.^love this hat&#44 I own two of em~5|Travonte A Bax^Great~5|Amazon Customer^Fits perfect looks nice~5|Amazon Customer^Prefect fit~5|KellieClod^Bought to go w/my Where’s Waldo costume. Light weight but not cheap. Looks perfect! Can’t wait to wear it! Thanks!~5|Alexandra Miller^This didn’t arrive in time for my Waldo costume&#44 but looks great!~4|Eross^We loved our “Waldo” beanies 🙂 easy costume&#44 just add a striped white and red shirt and this beanie. Bam. Where’s Waldo. Really comfy.~5|S. Hook^Once again&#44 I bought this hat for my husband’s Waldo Halloween costume. It was perfect!! He has a rather large head and this hat fit&#44 which is more than I can say for the ones that they were selling in the Waldo Halloween costumes at Halloween Express. The hat is also durable and great quality. It is hat quality&#44 not costume quality. The hat really helped make the costume&#44 and he looked great! I would certainly recommend this hat for the Waldo costume for if you just want a winter hat. You can’t beat this hat with the price either. All around a great Waldo buy!~5|Alyssa Ives^This hat is great quality&#44 I will definitely be wearing it throughout the winter. However&#44 I did purchase it for my “Where’s Waldo?” costume for Halloween&#44 and was a little apprehensive about spending a couple extra bucks on this hat as opposed to the cheapest available on amazon. Let me just say that it is DEFINITELY worth the extra $3-$5 as you can reuse this item continuously. Shipping was speedy&#44 item came in perfect condition. Very pleased.~5|Ashley Gill^:)~5|Andrea Ferraro^Chilly willy costume success~5|Fuzmeister^Honestly&#44 this hat is durable and would work well for just an everyday hat without requiring a costume to go along with it. The biggest issue that I have is that once I put this hat on&#44 I can’t find myself!~4|Amazon Customer^This hat is perfect — it is very thick and durable. I used it for Halloween and then I used it during the winter&#44 and I even wore it when I went skiing~5|D Call^Good quality. Perfect for my daughter’s costume.~5|

  2. LeesaRN^Great look&#44 fair pricing&#44 good fit. This is my 4th Enzyme Regular Solid Cap. Have the black&#44 grey and khaki. Was tired of baseball caps&#44 and I like wearing something on days I am not working and don’t feel like messing with my hair too much or for a day at the beach. So I tried these. I like the adjustability of these&#44 the fit is great&#44 no worries about the wind blowing it off. Price is right. Good quality caps too&#44 have had my first for over 6 month and it is looking great. As always two-day Prime shipping is great.~5|angela darby^WORKS WELL WITH MY SUN SCREEN.~5|Amazon Customer^It’s a painter’s hat…what else could it be for God’s sake? I thought it would give me sort of a George Plimpton ivy-leaguer slumming in albino Vietnam look. I couldn’t pull if off&#44 so here I sit&#44 in bitterness&#44 with this damn painter’s hat. Now I know how Hemingway felt in his last moment.~3|Jane Howard^Fabric is soft&#44 easy to sew on should you choose.I like the velcro backstrap. I do not like plastic ones&#44 and that is why I ordered this cap. I would do it again and recommend to others. I have not tried to wash yet&#44 so I cannot attest to that aspect of the product.~5|Eagle711^I love this hat and have it in several colors. It fits my head much better than the typical baseball or golf hat because of the deeper crown construction. It sits down lower over my eyes for better sun protection&#44 and it’s just nicer looking all around.~5|Erik James^Basic and Fits~5|Carol Christian^This is a great cap!! Size is adjustable. I may order in more colors — that’s how much I like it!~5|Amazon Lover^Love this little hat. Easy to throw on when it’s one of my bad hair days. Can’t beat. Does the job.~5|Mary-Bug^Nice hat&#44 fit well&#44 nice adjustment feature&#44 seems of good quality.~4|JoAnn Talbot^Love this hat. I order the plain colors to allow me to add my own design. Fits great and good quality.~5|LeesaRN^Great look&#44 fair pricing&#44 good fit. This is my 4th Enzyme Regular Solid Cap. Have the black&#44 grey and khaki. Was tired of baseball caps&#44 and I like wearing something on days I am not working and don’t feel like messing with my hair too much or for a day at the beach. So I tried these. I like the adjustability of these&#44 the fit is great&#44 no worries about the wind blowing it off. Price is right. Good quality caps too&#44 have had my first for over 6 month and it is looking great. As always two-day Prime shipping is great.~5|angela darby^WORKS WELL WITH MY SUN SCREEN.~5|Amazon Customer^It’s a painter’s hat…what else could it be for God’s sake? I thought it would give me sort of a George Plimpton ivy-leaguer slumming in albino Vietnam look. I couldn’t pull if off&#44 so here I sit&#44 in bitterness&#44 with this damn painter’s hat. Now I know how Hemingway felt in his last moment.~3|Jane Howard^Fabric is soft&#44 easy to sew on should you choose.I like the velcro backstrap. I do not like plastic ones&#44 and that is why I ordered this cap. I would do it again and recommend to others. I have not tried to wash yet&#44 so I cannot attest to that aspect of the product.~5|Eagle711^I love this hat and have it in several colors. It fits my head much better than the typical baseball or golf hat because of the deeper crown construction. It sits down lower over my eyes for better sun protection&#44 and it’s just nicer looking all around.~5|Erik James^Basic and Fits~5|Carol Christian^This is a great cap!! Size is adjustable. I may order in more colors — that’s how much I like it!~5|Amazon Lover^Love this little hat. Easy to throw on when it’s one of my bad hair days. Can’t beat. Does the job.~5|Mary-Bug^Nice hat&#44 fit well&#44 nice adjustment feature&#44 seems of good quality.~4|JoAnn Talbot^Love this hat. I order the plain colors to allow me to add my own design. Fits great and good quality.~5|

  3. Michael^I like the style of these tees&#44 especially the layered look at the neck&#44 but I couldn’t get the sizing to work for me. I wanted these primarily for layering. The medium (my usual size)&#44 was too loose&#44 so I re-ordered in small. The fit through the body was fine (tailored&#44 but not tight)&#44 but the shirt was too snug around the neck. I think these are designed for a loose&#44 relaxed fit&#44 so if that’s what you’re after&#44 order your normal size. If you’re looking for a tailored or slim fit&#44 you’ll likely be disappointed&#44 and ordering one size down won’t help unless you’re okay with a snug fit around the neck.~4|Leigh^Bought this for my son. He is about 6 foot 2&#44 weighs around 185. He prefers his t-shirts to go a couple inches past the waist of his jeans and this one fits him just like the picture. It is a soft shirt that washes well and keeps it’s shape after numerous washings. He has this grey one and a blue one and likes both. I will be buying more of these when he needs them.~5|No name^I have been wearing Izod t-shirts for years and these are not the same material. These are a cheep imitation of the good Izod cotton t-shirts. I would have returned them but I washed before wearing thinking they were as all my other Izod t-shirts.WOULD NOT PURCHASE AGAIN.~4|BB^Ok&#44 I bought some of the cheap T shirts when my Jockey’s got holes. I also bought a couple of the IZODs.What a difference. The IZOD feels good when it goes on. The fabric is soft&#44 it fits well and looks fine. Spend a bit more and get these… I feel better when I have them on.~5|James M. Gallagher^2X shirts can sometimes be a little tight for me&#44 especially the cheaper ones&#44 but these fit perfectly. I am so pleased with the fit and the feel that I am going to order a few more.~5|Kindle Customer^As the picture of the model shows&#44 this fits much looser then most of us would want. I normally order a medium size&#44 but in this case the small size works great for me. I have ordered three in the small size&#44 since this is a very excellent T-shirt if ordered one size smaller than normal. I particularly like the neck sizing&#44 which is not stretched out and oversized as so many others are.~5|Andrew M.^My new favorite Tee. Love the neck&#44 stays tight and doesn’t sag. Soft material&#44 washes well. I will be ordering more colors.~5|Joe^I like the extra material at the neck. Keeps the neck from drooping~5|David B^Fits as expected for size but the shirts are way too long. I’m 6′ 1″ and the XL shirt hangs below the crotch area.~3|Reeta C^My husband is a stocky built guy and the IZOD Tshirts fit him nicely. The fabric is excellent quality&#44 soft&#44 not too heavy…I hang them up right out of the dryer and they look good as new for several months…if not years…and he wears them often! I hope IZOD keeps offering the earthy – neutral colors…as my hubby is now in his 60’s and not too into the bright lime-green&#44 etc type of colors!~5|

  4. Johnson^I followed the advise from the other reviewers and ordered a size up. My slim daughter wears a 6x-7. I ordered both the 7-8 and the 10-12. After washing&#44 the 7-8 will fit for the next month or so. It is long enough&#44 but is snug across her chest and tummy because of the cut. The 10-12 fits slightly big this year&#44 but will fit again next summer. Because of the flattering cut&#44 even a little big&#44 it looks adorable on her (not too baggy).~5|Lulu Moretti^My 9 year old has very definite ideas about her ‘look’. For starters&#44 her tee shirts must bear NO GRAPHICS. They must be soft and comfortable. They must be: yellow or pink or orange. We looked at every store&#44 every online source we could find&#44 and&#44 at last&#44 we discovered Clementine. Perfect. PERFECT!!!! The colors&#44 the softness&#44 the fit. Beyond perfect.I think I’ve bought six of these beauties so far. They’ve gone through the wash and come through PERFECTLY. She is a tough little customer to please&#44 but her Clementines are truly LOVED.~5|Wendy Miller^As other reviewers have said&#44 this shirt run small AND is 100% cotton. BUY A BIGGER SIZE! (my daighter is a size 8. I ordered the 8/10 and it was tight on her before washing. I ended up getting the 12/14.) Having said that. this is an awesome shirt. It is fitted and cute and oh-so-soft because it IS 100% cotton. My daughter loves it!~4|Dean Emmerson^Nice enough shirt&#44 good colors. Unfortunately&#44 it is very form fitting in the arms&#44 torso and chest&#44 even for a fit child. We sent it back.~3|AJM^Super soft and comfy. Color exactly as pictured. Runs pretty small – slim cut. I ordered a 7-8 for my just turned 5 year old who weighs 42 lbs. and typically wears a size 5-6. The fit is loose enough for her to be comfortable and it is long – goes below her bottom. We are using as a PJ top so its perfect for us.~5|Monique D^Pretty color orange&#44 especially on summer tan skin. It’s thin but not cheap. Stretchy so doesn’t stretch out of shape with play. Fits well for a girl since it’s a little bit longer than a standard tee but isn’t abnormally long either.~5|Melissa M.^Fit was a bit small&#44 but okay as it is for dance anyway and needs to be a bit tight. Had a few loose threads when we got it&#44 but otherwise an okay purchase.~3|Jane L.^After reading other reviews&#44 I ordered larger than normal and was glad. It fit great and I liked that it was a slim fit. My granddaughter is tall and thin and this top fits nicely instead of being so baggy. It is also longer in the torso – another plus.~5|SCBFSU^Cute&#44 basic shirt. I runs a little small/has a fitted fit that you don’t usually see in kids clothing.~5|FamilyFirst^This is a rockin awesome white shirt. We ordered two of them and were very impressed. I ordered up and I’m glad I did because one size bigger gave the girls room to breath without the shirt being too big. We used tie-dye and iron-on vinyl and were very impressed with the results. Girls loved their shirts and have worn and washed them numerous times. Great results each time.Nothing negative about these shirts.Great fitGirl cut and designRound NecklineNice longer length- but not too longSoft cotton wearCrisp clean white colorI’d order these again!I have posted picts of these shirts in action and the product we used to tie-dye them.~5|

  5. Jason R^The original fit from the manufacturer was snug&#44 but was alright for my slight 32″ waist 36″ chest build. But one run through the wash and now it’s a children’s medium. I literally can’t wear this now. Guess that’s what I get for buying cheap.~3|Pjw.^Cheap junk it torn in both arms in seam after first wash. But did fit correct. So if you plan on not wearing it or washing it then buy it~3|Dave Mozealous^Why is it so hard to find thermal that doesn’t shrink vertically. This thermal is great before washing&#44 but even the large is too small for a 5’11 man after a single wash.~3|BGS^Love this! Ordered for me and couldn’t be happier! Arrived quickly and exactly as I was hoping for!~5|T. Shea^Bought this in blue and it was perfect. Decided to get it in white and I’m really disappointed. It’s tremendous. Label says medium but it fits like an XL. Washed it and put it away in anticipation of the cold weather and never thought to try it on because it fits so perfectly in the other color.~3|ninja4hire^its a good fit at first&#44 but be careful washing it.~4|Will^nice~5|James C.^Great~5|Amazon Customer^Snug~5|Tony K^Very thin fabric. Bought XX large fearing shrinkage&#44 instead after the first wash in cold water &#44 the fabric just stretched out so much that is became unwearable.~4|

  6. Xen8^Runs somewhat small. I am a size 29 (between 28 and 29) in all jeans and shorts&#44 and the size small was snug.I like ‘loose/comfortable snug’&#44 and so I eventually just stretched ou the waistband by putting it over a wooden board.It now fits great&#44 but I prob. would have gone with a medium if I had known it ran small.~4|Bob Macky^Smaller than other Med Adidas soccer shorts I own~3|Amazon Customer^Great fit and overall product.~5|Christi Hartley^Perfect~5|

  7. Yogi^I normally wear a Large in button up shirts (XL in t-shirts and polos)&#44 and this Large fit just like any other Large button up. I ordered the dark charcoal and royal blue short-sleeved industrial shirt&#44 and the color is as described&#44 but is much darker than the almost silver shown in the picture. I figured black would be too hot for summer days&#44 but this shirt is nearly black. It had a strong chemical smell when it arrived&#44 so I hand washed it and it was dry and most of the stink was gone by morning. I really do like this Honduras made shirt and it looks great with jeans. I think you would be hard pressed to find a retro looking shirt like this with chest pockets&#44 including a handy pen pocket. In this style a critical part is the bottom button has to be low enough&#44 so when the wind blows your gut isn’t showing&#44 this button is low enough to protect everyone’s eyes. I will put it through a normal washer/dryer cycle to see how it comes out&#44 but I am pretty sure I will order a couple more. It is a real bargain.~5|Signal Scout^Seems to be of the same reasonable quality level as other Dickies work shirts I own. Pretty cool looking. Fit across the gut is significantly tighter than my other products of the same brand and size. Choose carefully.~3|Sean^I bought this shirt and was satisfied with the loosness of how it fit. The colors are great for cordinating with my DG shoes. I love how it has two front pockets that button.Resonable price. Fast delivery and perfect packaing job.This shirt material seems very itchy at times. I do not know if after I wash it that some of the starch may wash out so that it not as itchy or stiff.I do like the shirt alot and will return or order from this company in the near future for myself again.Although the price could have been more reasonable perhaps 10 dollars cheaper.Discounts on these shirts would attract many more custumers.Great service. I’m pretty happy wearing it around.~5|Stacey^For some reason&#44 these shirts are a whole size smaller than other Dickies work shirts. Buy a size bigger than what you wear.~3|Joseph G. Wood^well worth the money&#44 great shipping&#44~5|Richard Hatcher^great fast service and the product is very good~5|Amazon Customer^Great quality&#44 nice color combos.~5|Eric Collins^As described&#44 fast shipping.~5|777twist^The rating system says Hate it&#44 I don’t like it&#44 It’s Okay&#44 I like it&#44 I love it.So in terms of that&#44 I will just go with “It’s Okay.” It’s probably more my fault that I didn’t see the polyester %&#44 as this shirt is like wearing a burlap sack. It’s not soft at all. It really is a work shirt.So if you want something that will be more durable and hold up to rips while you work under your car… this is the shirt for you. But it’s just not my kind of thing.~3|txgingersnaps^So glad I ordered these! Durable and great fit.~5|

  8. Crystal^If I could give this item NO stars I would! I’m really upset at the product I received today! I had to wait an extremely long time to receive the item. It was meant to be a Christmas gift which btw I ordered over a month prior. The item shown on the ordering screen show a solid black shirt with yellow logo. The shirt I received was more like a baseball shirt which is white with green collar and sleeve trim with a horrible screen print black logo!! I could have done an iron on print myself that looked better than this shirt! It didn’t even have the same wording as the photo shown!!~3|melissa777^My husband loves this shirt! true to size&#44 washes good&#44 ive washed like 3 times now and no fading yet. looks just like picture.~5|Toni Shepherd^Bought two of these for my brothers. They are just what I wanted&#44 and good gifts. Happy!!~5|donna^This t-shirt is soft and stretchy. The graphic is vivid and exactly as shown. The fit is what you would expect from a men’s extra-large t-shirt. It’s the softer stretchy cotton and NOT the stiff and thick kind of cotton. Husband likes the show and was excited to receive the shirt. Plus we went to Gas Monkey Bar and Grill and they were thirty dollars there&#44 so this was a bargain.~4|Diane D^Good quality. Bright colors~5|Carlos Blanco^small Medium~4|markerdown^Expected a better quality T from ass monkey~3|Cathy Forbes^Arrived promptly. Exactly as expected design.~5|jg^My husband loves this shirt. I ordered a large and when it came it had that terrible new shirt smell so I washed it (in cold water) after drying it still looked the same size (maybe a tad smaller) so it’s a little snug on him. Not snug enough to not wear it&#44 I will just know to order a size up next time~4|Jen RN^Was a gift. They loved it&#44 big fan!~5|

  9. Amazon Customer^Product is advertised as a long sleeve shirt&#44 I received a short sleeve shirt. The product is nice but was just slightly disappointed it wasn’t what I was expecting. Not worth the hassle to return so I am keeping the jersey. All else considered&#44 this was a good buy. Shirt is a little long in the back but nothing worth getting worked up about. Slightly thicker than my other jerseys.~4|Min^Fits smaller than the size.~4|Oscar Rodriguez N^I have used it just once&#44 but this is a great jersey. At the moment I received it&#44 I was gladly surprised because it looks very nice. When using it&#44 I realized that this what a bike jersey should be: light&#44 nice&#44 sun protective. I just hope it survives many months.~5|leonid smolkin^Great jersey. Comfy&#44 aero&#44 snug in all the right places&#44 and the price cannot be beat.~5|Srinivas Araru^Delivery takes 20 days. ?? It would be good if it was mentioned somewhere in bold letters.~3|Barry Reed^Great jersey. Love it so far. Design and color very nice.~5|Amazon Customer^It’s very nice&#44 I really loved it!~5|Lucas Arechavaleta^If you usully use “M” size&#44 choose “XL~5|Chris^Nice looking&#44 good quality~4|Dan Drago^Great got the price.~5|

  10. Jason A. Mullenbach^Product works really well. One hole for the head and two for the arms – matches up perfectly with my anatomy. Probably wouldn’t recommend for anyone with 3 arms&#44 but 2 or fewer is perfect.~5|Amy Shelton^My Husband loves it. It is true to size. Often on internet sales you need to buy a size larger which I did. It was not needed. He wears a Lg and I bought an XL so it’s a bit big on him. Go ahead and order your true size with this shirt.~5|sue^Great shirt and excellent fit. Definitely happy with my Jeep beer purchase ??~5|Jayde Hart^Solid shirt. No problems with the shirt falling apart at all. Fits very nicely. Some people don’t even understand it says BEER on it! They think it’s JEEP. I have both shirts and its fun to switch them!~5|Mac Sogandares^Cheap fabric&#44 cheap material used with the design. You get what you pay for. This will be another yardwork shirt.~3|TJ L.^I love the design and fit of this shirt. The problem I have is the construction quality. I’ve worn this shirt once and thread is already pulling out of the sleeves and bottom. It likely won’t last the wash. :(~3|Tracey^My son is a mechanic and LOVED this play on the Jeep logo. It was a big hit!~5|Jason^Great design&#44 and the vendor used a good quality t-shirt brand. Nicely done!~5|Amazon Customer^Husband loved it! The shirt wasn’t expected to arrive until afyer Christmas but to my joyful surprise&#44 it came on Christmas Eve and I was able to give it to my husband ad one of his gifts. He loved the shirt. We are Jeep lovers (82 Jeep Wrangler&#44 99 Jeep Wrangler&#44 2006 Jeep Patriot&#44 2016 Jeep Renegade and 2017 Jeep Cherokee). This was the perfect gift for him. Thank you.~5|ElJefe^Just wore this shirt to a beer fest and I lost count of how many times people complimented it&#44 wanted to know where I got it&#44 wanted a pic&#44 etc… great shirt and the logo is perfect sized. The only problem is after only one wash and before even wearing it the logo is already cracking and peeling. At least the cost was very cheap. If it gives out I might just buy another one.~4|

  11. Jason J. Roberts^Great t-shirt. Delivered on time. Fits great. I’m 6’&#44 195lbs and a large fits great. Lots of people see me wearing the t-shirt and stare. Plus it’s an actual reflection of the truth.~5|Amazon's Ralph Nader^I bought this shirt for my father-in-law&#44 and it is just his style. The size and material quality is great. I just hope that he wears it on days when I am not with him!~5|DerbyDudeDon^This is a very well made shirt. And the message on the shirt might be there for a few laughs but i see truth in it. Have always felt that message.~5|B Reasonable^The quality is good. Heavy cotton. color is good. I only wish I had bough a larger size.~3|queenellen55^Purchased this for my brother-in law’s birthday. Fit was great and he loved the high quality feel of the fabric. I highly recommend this seller.~5|KF^Great shirt and it came with a handwritten “thank you” note! Very sweet ! I am absolutely satisfied with the purchase.~5|Amazon Customer^I got this T-shirt as a gift for my husband. We both love it! It fits well&#44 seems well made&#44 and the sentiment is perfect!~5|patricia adams^I love this shirt. This is one of the best things I ever could bought for me. I love it~5|DS Lakewood^seems it will wash better than others i’ve purchased~5|Chabe^True to size&#44sturdy cotton. I agree with the sentiments. I have purchased several for family and friends.~5|

  12. Hap Hapablap^IIRC I threw this away. The top of the crown was far too wide compared to the rest of the hat and it looked awful.~4|Meh^Very tight-fitting~3|Honey^Got four of them…my husband has over the ear hearing aids and he is a walker…if he goes walking in the rain the hat protects his hearing aids.~4|Jacko^Great hat for the price! I’m buying two more in other colors! Fits perfect!~4|Miguel Hidalgo Prince^Color might be lighter than what I expected. Cool hat&#44 although its funny and flappy shape must be head-customized through wear. It’s a bit large&#44 but not too much. Cool hat.~4|david^The hat is somewhat too big…but then I do have a little head. Then again&#44 everyone likes a little head now and then.~4|D. Deahl^fits as expected. Does a great job keeping the sun off my bald head and ears. Which was the purpose of my purchase.~4|Caplite^Very nice and soft. I wear a 7 1/8 inch and the small/medium fit well.~5|CAPRICORN ONE^HI&#44I really like this hat (the older model)&#44 it was so nice just to dump it on my head and fit so loose and comfy. Not having to adjust some back strap like in a baseball cap&#44 etc. Also&#44 the cap seems to be a little heavy (not sure&#44 just how I feel). The older model had the (2XL) but this is (X-large / 2XL)&#44 meaning it’s a little smaller than the 2XL (feels more like an XL?). The seller put the correct size on the label&#44 I was just hoping for the old&#44 big fit (No!). Again&#44 it’s a good hat for most but if you really miss that big&#44 old bucket like I do (this isn’t that one?)Some very good news&#44 a Company called Dorfman Pacific is selling the 2XL buckets for $8.95. I got one&#44 really liked&#44 ordered 2 more. I bought the stone color (pic looks a little blue but hat is a normal green). This company also sells some in the XL&#44 so you’ll need to look around a bit.-THANKS!-~4|JGlover^Fit as expected and I like the smaller brim.~5|

  13. Ray^I’ll admit I have a big head or at least is seems that way when I wear this hat. It’s put together OK but a bit small for my head. I like that it’s low-profile&#44 I have the strap loosened up to fit me but there isn’t enough strap to tuck in the slot so I have a piece that sticks out in the back. It does what I need it to but I will only use it as a work hat. It’s not tight but there isn’t enough strap left over to tuck back into the slot on the back of the hat. (I bought the black one and a dark blue one)~3|Devin^This is exactly what I’ve been looking for!! I wanted a plain black hat that wasn’t big and bulky like a men’s hat. This is perfect!~5|Jackie P^Love this cap. Perfect for wearing to the gym. And no advertising of any company.~5|Douglas Smith^Very cute for my daughter with her ponytail. We’ll buy a navy one as well.~5|Chris^I love this hat!! I wear it when I go running and it’s perfect! I was worried this hat wasn’t going to be low enough but it was just right. Also it has and adjustment on it so you can make it looser or tighter.~5|james robert kramer^Good to have a resource as this.~5|MJ^Nice hat. Good quality!~5|Steven Paul Sagle^Fits good&#44 good quality.~5|Moriah Conant^Super great hat!~4|Nia Drake^Far too much space in the top of the hat. Fits awkwardly. Good material light weight which is nice but would return if it weren’t a hassle.~4|b&b^Really a great hat and perfect to vent heat and protect face & particularly back of neck. Most of all&#44 it is a smiple&#44 good looking hat. Love the side view curve to it w/long brim front and back&#44 and with nice roll on side brims (its got character). I made a mistake the first time as it came all crumpled up in a really tight bag and too small a box. However&#44 glad I tried again as when left out on the table for a couple of days it grew back to how it looks in the picture. Also able to form. Perfect fit&#44 with elastic also. Highest recommendation.~5|lynda^tag says made in china which was nowhere in the product description… i expected it to be shaped as the picture but the front and back were flipped upwards so i had to reshape it… and the back does not look anywhere near as long as the picture which is why i chose this hat to begin with. i thought this would be a good fit but it is too large. it did come with a small strip but i am going to need to put weatherstripping all the way around the inside band area for it to fit better. will not return it but next time i will shop for a different brand.~3|DGO^My hubby loves the hat…I bought it to replace one he bought over 15 years ago. The inside of the hat has a soft elastic band that helps keep the hat in place but not so tight that if leaves a mark on his forehead. The rim has a pliable metal wire in it so you can adjust the hat.~5|FJR13T^you have to shape it and its not easy to do to make it look great&#44 but hey&#44 it was super cheap so you get what you pay for.~3|Lisa Marie^It is lightweight and stretches to fit. Could be a little big if you have someone that has a smaller head. Bought for my son but seemed a little more on the feminine side. However it is easy to bend and mold to shape you want. The only drawback is it doesn’t pack well. After extended time of being squishes down in a suitcase&#44 took a while to get its shape back. For the price I paid it wasn’t bad.~3|G. L. Crittendon^Great hat. I like Baseball style hats. But I sweat too much to keep them longer than a month. This hat gives my head great protection from the sun. And it doesn’t show any sweat/salt stains.~5|Colin Myers^Comes down so far in the back when rolled it comes off when gardening or doing anything that requires one to look up.~3|Heather^Awesome hat for the price. Fits and looks great! It is not meant to be “perfect” or sturdy but is bendable and shapeable. Glad I bought it. Totally worth it!~5|Topasna^Very cheap feeling and runs small. I returned it and will try to find another one that is bigger and feel like it was made better.~3|Jeanie W^Love the style&#44 material and how the air can get thru&#44 only a bit too small. I think tho&#44 after wearing it’s getting to the right fit.~4|Article not received yet.^Exactly as described&#44 shipped and arrived as expected and promised. Fits my large melon. Only thing holding back from giving it 5 stars was the quality of the material that is stretched over the bill portion since it feels similar to a hefty contractor trash bag.~4|Dexter Malgapo^You get what you pay for. It’s okay for it’s purpose but not really high-quality. Most of the material are just hard plastic&#44 but hey&#44 what do you expect for $9. Hat arrived in perfect condition and it fits me well&#44 having the adjustable strap at the back. Overall&#44 I’m happy with the purchase.~5|g8rpit^Good quality for what it is… a costume hat. I wore it picking up my mother-in-law from the hospital after a car wreck and she had a giggle. I liked that this one is adjustable in the back.~5|A C^Used as a joke gift for a 16 year old new driver. Was cute.~5|Ariel Walker^I bought this for a friend of mine as a gift because he liked being the driver for our group of friends so he always chauffeurs us around. Now he puts it on every time he takes all of us to hang out! Its great! And it has a snapback to adjust to any size head. However&#44 it is a costume quality hat&#44 nothing fancy~4|Amazon Customer^I got this as a joke for my Dad’s birthday. The funniest part was that another family member bought the exact same hat as well. Literally…the same hat! He loves them both!~5|Jacqueline Marrero^I purchased the Chauffeur cap for my older son to drive my 18 yr old son and his date to their prom. The cap is nice and can be worn as part of a costume as well. It definitely served the purpose and everybody at the Champagne party got a big kick out of my older son being dressed in chauffeur attire. I would definitely recommend. The package arrived much sooner than expedited.~5|Tony Micallef^nice hat~5|theglue99^Was best man for my friend’s wedding. He wanted me to drive him (and his new bride) to the hotel after the wedding in the rental car her dad got. This was the perfect “gimmick” hat&#44 and added just the right amount of humor and fun. Big hit with everyone at the reception.~5|Ultimate Jordan^I bought these to as a fun gag to pick up my girlfriend from the airport. The quality is ok. It would have gotten a 4 star but they had the serial number sticker on the bill of the cap and it just left a mark after I removed the sticker. I couldn’t get off the outline of the sticker. Otherwise the adjustable strap is a plus as well.~3|

  14. Vincent Biever^I was somewhat disappointed in this product for a few reasons. First off&#44 the communication between the shipping company&#44 the provider and myself was quite confusing. It ended up in me paying for another t shirt because I thought I wouldn’t get mine in time from this provider. However&#44 with that being said&#44 I was suprised at the speed of shipping while coming from overseas. Also tho&#44 the shirt (at least the one I received) had a darker or color and a faded logo&#44 unlike what is pictured. It was a little small as well. Regardless&#44 it is still a shirt that I wear and I still enjoy it. I might not be quick to recommend this especially since you can spend 2 more dollars and get more certainty and better service.~3|Mike P^Great t shirt! Takes a little longer to get to you because it comes from oversees but is worth the wait. The shirt is really nicely made&#44 with a gray lining around the collar providing more comfort and sweat protection. Cool design and a really true orange color. A great t shirt!~5|Joshuas amzon kustomer^It’s an okay shirt …the kneck size is different….the logo is a little off …it was not printed in the middle of shirt….but I could wear it for Halloween…~4|Amazon Customer^The shirt was a gift for the holiday&#44 the shirt arrived with some sort of stain on the upper back near the neck line of the shirt &#44 had to wash it to get the stain somewhat out. Still feel it was a good deal for the money. Just make sure you look it over and by it in advance just in case you have a problem too~3|Emma Keys^The shirt is good quality but the symbol is flaking off after only 1 wash in cold water and air dry. Disappointed as I am an Aquaman fan~4|Amazon Customer^Great product great price&#44 fits well&#44 wish it was tagless and an official DC comics product but still bright colors~4|Mireles^The shirt it’s fit perfect …. My boyfriend loved!!! Thanks~5|J. A. Marrero^I’m an Aquaman fan from the 70’s&#44 and this shirt reminds me of the cartoon series.~4|Walter^Fits perfectly and feels well made.~5|Stephhanie^A=~5|

  15. Et bien oui et aussi pas vraiment. Certes parce que il est probable qu’on acquiert certaines sources qui certainement accusent les memes validités. Non puisque il ne suffit pas de reproduire ce que l’on a la possibilité de retouver sur des articles autres et le transposer tellement clairement;

  16. Megiddo^I got the XL (I’m 5′-9″ 185lbs… yeah I have some winter chub to work off) and it’s a good fit. The shorts have a rubber strip around the leg opening… the only fault. No idea why that’s needed. Just ordered the red set. Delivery was quick too green set was prime but not the red set.The set is as good as kits I bought at 2x-3x the price.Just got the red kit. I know the picture shows shorts&#44 but I went from the description and the previous green order. These are shorts and NOT bibs (the description says bibs). I hate shorts.~4|Cisco^The bib pants feel good. The shirt is to tight around my biceps. The over all quality is good. The only thing I hate is that I bought these when I was a rookie rider. Now I feel like a cornball wearing the shirt. I now prefer plain unbranded shirts.~4|Janet F.^The product is very good. I live in the heat and this Jersey is very comfortable and also keeps me cool. The fit is good and the quality is very good as well. Also the seller is very concerned about taking care of you. It was a pleasure doing business with them on every level~5|garry^For the price…. Perfect…. I did a 50miles ride on them&#44 they were great…. No pain..~5|Essentials of Behavior&#44 LLC^I like the Jersey and shorts. However&#44 I had the exchange the XXL for the XXL because the XXL&#44 which should have fit by sizing chart&#44 were too tight. Very good quality and good looking.~4|Brendanmanes^Ordered an xxl and fit perfect as I am usually a large. Shipping was within 2 days. Will order agian~5|Eric^Was a little tight but not enough to suggest a smaller size. All in all&#44 I’m happy with it. Looks sexy and does what it’s supposed to do.~4|K. Redwood^Ordering 2 sizes larger still wasn’t enough for the bib shorts. The jersey fit fine&#44 but seriously&#44 unless ya all sent me the wrong size bib shorts&#44 go 3 sizes larger~3|Valdemar Silva^Works as advertised!~4|Roy Ramos^nice!~5|

  17. wendi a costanzo^Tee was a nice gift&#44 fits well. Great logo&#44 great color choices and reasonably priced. I thought it would shrink so I bought a size up&#44 that is not needed.~4|Amazon Customer^This shirt was a gift. It fitted perfectly. The birthday girl looked and felt comfortable. Arrived on time. Birthday girl was extremely happy.~5|T^Perfect!~5|Tammy P.^well made~5|Beth J.^Sizing is way off.~3|Tracy Hampton^Nice shirt~4|Moe Knows^The shirt was not full length as it appeared on the image. I ordered an XXL for a friend and after taking out and looking at&#44 it was clear to see this shirt was not going to fully cover her. It’s not similar to any XXL women’s shirts I’ve picked up for her from other stores.~3|Amazon Customer^Great!~5|

  18. Donna L. North Carolina^I was looking for lounge pants to wear while I am at home and I wanted a thinner material for warmer weather and these fit the bill. They are super comfortable and a lot cooler than wearing sweat pants. I am 5′ 3″ and I expected them to be a bit long on me when I saw the length but it isn’t an issue as I only bought them to lounge around the house in.~5|karrie^To big and the back of the pants sits lower than the front. .didn’t like them at all do they were returned~4|Benjamin C.^Average lounge pants. Material was much thinner than expected.~4|Dianne Heidanus^Fit was perfect&#44 except to long. Very nice pants!~5|Laurie Braddy^Very comfortable. Wash and dry easily. No shrinkage. Going to buy more!~5|

  19. Ursula^It’s a women’s turban! My husband looked like a fortune teller! Going back!~4|Robert D. Silverstein^Not advertised as a ladies turban&#44 which is what the package says. I deliberately did not want a ladies’ turban.~4|Joe Citizen^My mother-in-law finds is too tight. I am looking for solutions.~3|Judie Eggersgluess^does not look like what I thought it would be&#44 looks like a towel around your head&#44 gave them to goodwill store.~4|Amazon Customer^Product claims to be unisex but even arrives with the label “Woman’s”. Clearly a woman’s turban.~4|Amazon Customer^Worked fine for our needs (school musical). Arrived promptly.~4|Angela Mariscal^Super cute. Strong but soft material. Very pleased.~5|marc logan^Hey ..Lovein it !!..makes me feel Royal .Thanks!! ..Marc ..~5|

  20. Amazon Customer^Nice fit~5|syerram^too large.~3|Marie83^Nice shirt. Not too long&#44 not too tight. Good quality. Looks good on my husband.~5|Arthur M Donovan^Great shirt&#44 but fits a little large; especially in the shoulders.~5|Kristi^My son wears it a lot&#44so he must like it!!~5|Anthony Rackley^Great shirt. I ordered two more.~5|Cat C^Love the fit!!!~5|Shamir Karamat-Ali^PERFECT SHIRT FOR ME~5|JOSE ARCADIO GARCIA GARCIA^It was good~5|randall augustine^love the soft feel. shirt fits great~5|

  21. Bookaholic^Very disappointed. One of the worst shorts I’ve ever seen. It is fuzzy looking. Shirt is cheap&#44 thin&#44 and rough. You can see through it due to the thin material. It even says Professional Dry Clean Recommended?? What? Would have been better to buy a black undershirt and iron on an image. Spent same amount at FYE for a similar Slytherin shirt that was a lot nicer. It is not a slim fit&#44 just a cheap material. The arms look like a youth large with a mens medium torso. Took 3 weeks to get here for Christmas&#44 which it did but I wouldn’t give this. Going to try to return as the description was not accurate at all.~3|Loki^For what I paid for this product&#44 I certainly didn’t get what I expected. I usually wear a medium size (and sometimes small&#44 depending on the brand)&#44 and ordered a large but it fits like a small. In addition to that the fabric is extremely thin and I’m afraid to break the seams. Considering the other reviews&#44 I wonder if there’s multiple manufacturers of this who use different size guides.Other than that it looks great&#44 I just wish the fit was better (and more accurately represented; if it’s a slim fit&#44 put it in the description!).~4|Joyeux1981^This is NOT an officially licensed product&#44 nor does it look like the photo. It is a cheap&#44 blurry reprint on a generic (nylon?) t-shirt. I don’t know what the shirt is made of because there is no tag. It looks like a cheap imitation of the advertised product. I took some close-up photos so you can see the resolution of the material of the shirt versus the print quality. It looks like the photo is blurred&#44 but that is just the print.I WOULD NOT BUY AGAIN&#44 and would return it if it were not more than the cost of the shirt to ship it back to China.~3|Alex^This shirt is not only stylish for any fellow Slytherin&#44 but the fit is exactly as expected. I ordered this a size larger than I actually wear since I prefer baggier shirts&#44 and I must say that the fit was perfect for my taste. The fabric feels very nice on the skin and is very durable. A problem I see in most graphic tees is that the stability of the fabric is flimsy and often rips&#44 but that is far from the case with this shirt! It has been a year since I’ve purchased this product&#44 and I’ve worn it so many times without the print coming off or cracking and without any rips&#44 holes&#44 or tears. This is a must buy for any potter-head&#44 especially for fellow Slytherins.~5|Cristom Payagen^A lot of people are giving negative reviews because it’s smaller than expected; however&#44 know that these are slim fit t-shirts! Depending on your build&#44 you may or may not want to get a size larger. If you’ve got extra body fat in your stomach/chest area&#44 I recommend getting 1 size bigger if you wear a S/M shirt&#44 or 2 sizes bigger if you wear a L/XL. If you have a more athletic build and don’t find yourself tugging at make your shirt baggier to cover your man boobs&#44 go with the size you normally wear~5|BluesReviews^WAY TO SMALL. I were a medium and some t-shirts a large&#44 so I went large on this one………the shirt is tiny. It is cheaply made&#44 but the size is the biggest issue. I mean it isn’t even close to a large. Very disappointed and have requested a refund.~4|Anthony Orozco^The image on the shirt is TERRIBLE. Can’t even distinguish what it is. Don’t buy this&#44 looks nothing like how it looks in thee pictures&#44 the actual image is heavily pixelated~3|Roan^The T-shirt was great.I am not a man but female and the shirt fit perfectly fine. I’m 5’0 and got a Medium. I washed the shirt and then it shrinked a bit but it still fits fine. I didn’t experience any of those things that some other people experience like it wasn’t the right color or anything it was just great&#44 hope this helped~4|Laura Manning^Do not order! The sizing is too small & they are made of possibly polyester. Not sure because there is no identifying tags inside garments. Also picture is very bad. Tried to return but they want me to pay the return shipping or if I keep the item that doesn’t fit & looks like crap&#44 they will refund me $2.00.Would give it no stars.~3|K. Parks^Exactly what I was expecting. Fits well&#44 nice color&#44 I’m very satisfied.~5|

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