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Frequently Asked Questions

1. How can I apply for a Personal Loan?

• You can apply for a loan online or you can call us at 6272 5538. Alternatively, we’d be happy to see you at our office at Blk 372 Bukit Batok Street 31, #01-374(Level2) Singapore 650372.

2. What loans do you offer?

• We have a variety of secured and unsecured loans which include Personal Loan, Bridging Loan, Foreigner Loan and Payday Loan.

3. Which loan is right for me?

• This depends on why you need the loan and the amount you wish to borrow. See our Loans Services page for more details.

4.  How much money can I borrow?

• You can borrow any amount with a secured loan.

For unsecured loans, a Singapore Citizens/ Permanent Residents can borrow:

• Up to $3,000, if your annual income is less than $20,000;
• Up to 6 months’ income, if your annual income is $20,000 and above.

A foreigner residing in Singapore can borrow:

• Up to $1,500, if your annual income is less than $10,000;
• Up to $3,000, if your annual income is less than $20,000;
• In case, your annual income is $20,000 and above you can get up to 6 months’ income.

However, it is important to take up a loan that is affordable to you and not take on too much.

5. Can I pay off my Personal Loan early and will I be charged if I do?

• With a Personal Loan, you can settle at any time in full. If you’d like to know more, call us at and we’d be happy to advise you accordingly.

6. Can I defer my payment?

• Yes. We’d be happy to discuss this with you.

7. How do I make repayments?

• You can make repayments of your loans via Internet Banking/ATM transfer or drop by at our office.