Banks with Lowest Credit Card Interest Rate in Singapore (July 2017)

Lowest Credit Card Interest Rate

In a developed wealthy country like Singapore, people are more likely to carry around their credit cards where you can easily swipe and go rather than having cash at hand which tends to be bulky in the pockets. In a survey conducted by HSBC 4 years ago, Singaporean card owners owned the most number of credit cards in Asia with an average of 3.3 cards per individual. This goes to show that credit cards have become an integral part of the Singaporean lifestyle. In the end, what is there to lose most especially when there’s a wide array of benefits and credit card interest rates that you can choose from?


Thinking of getting a credit card in Singapore?


There are a lot of banks in Singapore where you can apply for a credit card from. But of course, not all of them have the same benefits and rewards as the other. This is where the competition gets tough. However, if you are looking for banks with the lowest interest rate, you’re lucky that you happen to stumble upon this article.


1.    HSBC

HSBC offers an interest rate for as low as 24% per annum. They have the HSBC Visa Platinum Credit Card which offers up to 5% cash rebates on recurring expenses such as household bills, groceries, and gasoline. With this, HSBC Visa Platinum Credit Card has been hailed as the best family card. Aside from that they also have the HSBC Revolution Credit Card and the HSBC Advance Visa Platinum Card.


2.    Maybank

Aside from having a good reputation in banking, Maybank is also known for having a low-interest rate. Their lowest credit card interest rate is 15% which is offered in their Maybank Platinum Visa Card. By far, this is the lowest interest rate offered among different banks. Moreover, Maybank also has the 24% interest rate which is also not that high. This is offered in their Maybank World MasterCard, Maybank eVibes Card, Maybank Family and Friends Platinum Card, Maybank Catholic High Alumni Platinum Associate Card, and a lot more.

3.    ANZ

ANZ’s Switch Platinum Card offers the lowest interest rate that the company could provide. With 23% interest rate, this is already not bad as compared to the other offers among its competitors. Aside from the outstanding rewards and offers, it also has a lifetime zero annual fee.


4.    DBS Bank

This Singaporean multinational bank remains constant in giving an interest rate for as low as 24.9% in its credit card offers. Starting with DBS Woman World MasterCard, its credit card interest rate is the same as the DBS Live Fresh Visa Card, DBS Live Fresh Visa Student Card, DBS Black American Express Card, and a lot more of these cards that are offered in store for you.



Availing the lowest interest rate is not an assurance that you’ll be free from a sea of debts because it still depends on the way you manage your expenses. Nowadays, owning a credit card is already a necessity no matter where you are in the world. It is indeed very handy, most especially in emergency cases, but it requires proper handling to avoid problems in the future.

Best Credit SG Pte Ltd

Previously known as Cing Dien Credit, we are now known as Best Credit SG Pte Ltd. As a licensed money lender since 1985, we are one of the oldest license money lender in Singapore.

We are certain that we are one of the best money lenders you will be able to find in Singapore. Since the day that we open our doors, we have help many people who are in need of money. Need cash urgently to settle some problems? Let us know. We are confident that we are able to provide you with the necessary cash. Our doors are open from Monday to Friday 11 am to 8 pm and Saturday to Sunday 12 pm to 5 pm.

Operating all these years has help us to accumulate valuable experience that has help us to understand your needs better. In addition, it has also allow us to come up with better solutions for your cash problems.

Furthermore, Best Credit is one of the money lenders open on Sundays! We are open every day except public holidays to serve your needs.

To find us:

You can visit our office at Blk 372 Bukit Batok Street 31 #01-374 (Level 2) Singapore 650372. The closest MRT to us is Bukit Gombak MRT. Our office is situated directly across the road from the MRT station. Drop by our office today for a free consultation!

You can also choose to drop us a call at  +65 6272 5538 anytime you have a question about our services!

9 thoughts on “Banks with Lowest Credit Card Interest Rate in Singapore (July 2017)

  1. laura f^Received this shirt shipped from China. It came in a package with a non-compliant European Union Treaty customs stamp on the package. Shirt had no official Disney License identification anywhere on it. Had labels with Chinese lettering on it. The material is clearly not 100% cotton as advertised. Feels/looks like a poly blend. The sizing is not American. It might be a Chinese men’s large&#44 which is much smaller than an American men’s large size. Even though it’s not as advertised and probably not a licensed Disney product&#44 which would be a serious crime. The seller refused to provide a full refund.~3|Eric B.^This shirt was horrible. The logo was cheaply printed on. It looks NOTHING like the picture. The sun isn’t yellow in the background&#44 it is red which the shirt is red also! And the best for the last… IT IS CROOKED&#44 and not like one or two degreees crooked&#44 in talking 75-90 degrees crooked. It looks like the characters are walking up hill… do not get me started on the characters what they look like.~3|Marie-Pier^cheap&#44 not from Disney&#44 not in cotton&#44 it’s scrap!!! too small&#44 very disappointed~3|Paula R^Very soft fabric. We love it!~5|Amazon Customer^Too small and not made of cotton&#44 like is says on the description. I returned this item and was only given a fraction of my money back. Don’t waste your money.~3|RB^I should have read the reviews. Everything stated above it’s real. Chinese crap inside out!~3|Amazon Customer^This is NOT a Disney shirt and it does NOT look like what it does in the picture. I would not recommend purchasing this t-shirt.~3|Amazon Customer^Shirt was TOO SMALL. This was more like a medium&#44 it barely fit me and I ordered it for my husband.~3|Amazon Customer^Poor quality&#44bad graphics&#44 small.~3|Sean Compton^Cheap Chinese crap~3|

  2. Abdulla M. Al Qasim^Adidas Techfit is a great product in general for exercise and working out and I really trust Adidas products and Techfit. I have used Under Armour and it does not compare to Adidas at all. Unlike Under Armour&#44 Adidas Techfit retains its tight form fitting stretch even after several uses and washes.For some reason&#44 I have found this specific model to be very slightly less tight and form fitting than other series of Adidas Techfit I have used in the past&#44 but only marginally so&#44 nothing that would make me not consider buying more from the same line.The black has a light/medium shine to it which you might not be able to tell from the product image.Overall&#44 a great product for great value and very durable.~4|Ferminator3^Adidas is the only big name brand I will buy. You get only the best from Adidas and this base layer is proof in the pudding. This is a high quality base layer with durable soft fabric. The design is creative and the color is spot on (as pictured). The sizing is “true” to size. I bought one size larger and it is perfectly snug with range of motion in the right areas. Adidas is a German Company and they follow an American sizing guideline rather than European IMO. I paired this up with my Adidas performance run shorts and I am ready to tear up my run program. Excellent product.~5|Anne schreier^I got this for my boyfriend who does jujitsu. He says it works really well and prevents him from getting matt rash which was the intention of getting this. He has had it now for a month&#44 and has washed it multiple times. It has held up well&#44 and none of the seams have gotten ruined yet. Very pleased with this purchase.~5|David Deibel^These are sized small. I wear a large and had to return it for an x large. Otherwise&#44 its a great shirt. Worked great at temps in the 50’s with a vest and wind breaker.~4|Admir Monteiro^The same issues as the pants. Not good quality and fit runs small compared to Nike. I Order large which my size and these fit like small after washing them once. Giving to goodwill.~3|M Web^I received a product that is close to what is advertised… But not what I wanted. From this listing I was expecting a crew neck and I got a mock turtleneck. Bait and switch. Very shady.~3|James^Feels & fits perfectly. Thank you.~5|amazon customer^FABRIC/TEXTURE soft and comfy smooth and stretchablePRICE reasonableDELIVERY FastPACKING Good and protected~5|Amazon Customer^Shirt is as expected. Color is as pictured. Nice shirt. Hard to find around me. Thanks.~5|Daniel C. Fernandez Ovejero^very good product quality. original&#44 I hope that does not stretch~5|

  3. Debbie Weber^I purchased this shirt for my granddaughter who is 10 years old. Because the shirt description said “Womens” I assumed a size small would be the right choice realizing it might be a bit big! I received the shirt and it is NOT a “Womens” size small. It is clearly a size small in kids. Therefore way too small for my 10 year old granddaughter. Not happy about this! The description needs to emphasize that the sizes are based on “kids” sizes and NOT “womens.” Very misleading.~3|elizabeth^I thought a small would fit because that’s what I wear but came as an extra small instead of a small it my five-year-old daughter better than it did on me~4|

  4. Sharon^Grandson loves it of course. These do run a little smaller than the norm.~4|Brittany^NOT a medium&#44 and horrible quality!! I waited weeks for nothing.~3|Priscilla York^Quality just ok but very small ordered men’s medium but only fit a female small~4|Amazon Customer^The colors are bad and was not worth the money~3|Mayra^Not like the picture.~3|

  5. Eric Hammond^It’s my fault I’m fat. It’s a bit snug. Looks nice otherwise. I’m sure I’ll fit into it. Someday.~4|Tundraken^The t-shirt was way too small. I bought a large and everything in the description and packaging said it was but I knew I was in trouble the moment I got it out of the packaging. It’s more like a kid’s shirt. Maybe this is large for an 8 year old? Very thin material too. Totally not worth the cost of the shirt. If you order it&#44 get at least one size up. The large fits like a smallish medium.~4|B Martin^Nice quality shirt. Soft material and the fallout vault tec logo looks good. I originally bought a medium&#44 and it was way too small to wear anywhere&#44 but sucked it up and bought a large and it fits well. Overall the shirt “feels” a smidge cheap&#44 but not too bad and it looks nice.Overall if you like fallout you can’t go wrong with 15 bucks. I’m a “thin” guy with an average build and the medium was very snug. I’d suggest getting a size above what you think you’d normally get.~4|April^Bought this for my boyfriend&#44 and he really likes it. The lettering has gone through 4 washes now&#44 and hasn’t faded yet&#44 so time will tell if the printing is going to be durable.The shirt is super duper soft&#44 not like the thick “sock like” cottony feel that some shirts have (it’s more of a yoga pant type material almost).The size is perfect&#44 but that’s cause I ordered a size up. My boyfriend is skinny (160 lbs and 6’4″) so I got a large. If he was like 15 lbs bigger&#44 i would have had to get an XL. It’s not super tight or anything&#44 just an observation~5|W. J. B.^Nice shirt. I usually wear L & all L shirts fit baggy on me. Not this one&#44 it seems like it’s 1 size too small & it fits really tight. It’s my fault as Amazon allows a 2 week return window on clothes. I should have tried it on before the return window expired & had it exchanged. Out of all the Bethesda made shirts&#44 this is the tightest one that I’ve received. Not sure if it’s a different manufacturer or different material.~5|Robert Colwell^Delivered much faster than expected!! Super comfortable&#44 but it is slim fitting. Don’t fear&#44 once you sport this bad boy in the Wasteland you’ll automatically receive +1 Strength&#44 you handsome devil.~5|Serena^I bought this shirt for myself as I have wanted a Fallout shirt for a long while and I was not disappointed! This shirt is soft and comfortable and I didn’t notice any shrinkage after washing. The graphic is of great quality…love it!~5|Jeth^I like the color and fabric but fits smaller than the average xl shirts i get at the store. After first wash it shrank a little more. I like the product enough to reorder one size up and gift the other.~4|Stephany^Awesome shirt&#44 my roommate loved it for Christmas! He’s a bigger dude&#44 about 6’1″ and 240 lbs&#44 an XL fit him just fine.~5|JanesManyTrades^Bought one for my boyfriend and one for myself. They both fit us very well and have not shrunk much. The material is soft but still feels like great quality. They have been washed and dried several times and do not appear to be fading the blue color. *Bethesda licensed shirt.~5|

  6. Amazon Customer^This shirt is NOT 100% cotton&#44 as advertised. The shirt is made of an uncomfortable polyester-like material. It feels like wearing a rash guard. And their is NO WAY this shirt is officially licensed. The inside of the collar has no “Bob Burgers” tag like the shirt in the photo. It’s just white&#44 probably because this shirt is a sad rash guard ripoff.The best part of this is when I contacted the seller. They told me they wouldn’t refund me because the shipping costed more than the shirt. They told me to “send as gift to a friend.” I wouldn’t give this shirt to my worse enemy! If I could give zero stars I would.~3|Jennifer Abreu^my sister loved it but it was way too small. I had to return and get a larger size. this shirt runs small&#44 I suggest ordering one size larger than your original t shirt size.~5|Roxanne Dunn^I wear a medium adult and ended up wiha 2xx for it to fit without being too tight orto large. Super soft material.~5|Amazon Customer^I got this as a gift for my girlfriend&#44 from what I had read before making the purchase the shirts run kind of small.I got one size larger then I usually would and it fit perfectly. She loves this shirt.~5|nkmiami^Bought this for my daughter&#44 and she loves it.~5|Allan F.^My gf gets compliments all the time for this shirt. Fit is as expected.~5|Rashika Stephens^Don’t buy this shirt. The color is no where near as vibrant as the picture.~3|Sherry Milliner^Very long~3|Gypsy Kat^I love this shirt. I wanted it I got it. I’ve had so many random people stop me to say they love Bob’s Burgers or my shirt! I love Bob’s and all the characters. My husband and daughter all has their own shirts. This is a fan’s must own.~5|Tuzo^It is great. I ordered an extra large to make sure it was lose but it was a little too lose&#44 my mistake. Although the picture is not as bright or vived as the picture leads us to belevie .~4|Mi-CheleLynette^It was JUST ok. Fit a little big. Very Soft. Nothing special and not as vibrant as it looks online.~3|Amazon Customer^I love my shirt it is long so I can wear with leggings or blouse the bottom up~4|Lisa Jones^I love shiny details&#44 this looks even better in person !!!!!~5|

  7. Laura D^This is a good quality hoodie and the size seems accurate. However&#44 the item pictured is not what was received and the decal looked like one you can make at home with your inkjet printer. I’m unable to return this item as it was a gift. Also&#44 it’s from a company out of China and I don’t want the hassle of returning. Next time I’ll be sure to note where the shipper is located!9/13/16 – I feel that in all fairness I should mention that I purchased this item from a place called Elentur which is no longer affiliated with Amazon.~3|Amazon Customer^The logo is super faded&#44 it has no front pockets&#44 the jacket is supper light (not what i wanted)&#44 the hoodie is in a weird shape&#44 the strings are freaking grey (there spouse to be black)&#44 and this was supper expensive (i would of been ok with it if the jacket was in good form)~3|Randal escuadro^Somewhat small~3|Amazon Customer^Fit true. Arrived before expected date.~4|

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